We’re approaching that time of the year again- “use it or lose it!” Each year, many clients lose out on hundreds of dollars through their dental insurance provider, simply because time has slipped away. We know life gets busy and before you know it, another year has come and gone and you have not seen your dentist. Don’t forget to take advantage of your remaining dental insurance benefits before the end of the year!
4 Reasons to use Your Dental Insurance Before the End of the Year
- Unused Benefits Do Not Roll Over
Most insurance companies have a dental benefit deadline of December 31st and unfortunately, any unused benefits cannot be transferred to other family members and do not carry over into the new year. Therefore, any insurance benefit you have not used will be lost.
- Dental Conditions Can Worsen
Many patients need dental treatment, whether it’s restorations to treat decay or periodontal treatment to clean teeth. Postponing treatment is counterproductive, as dental problems can only worsen over time, often requiring more invasive and costly procedures if treatment is delayed. At Sierra Dental, our goal is to provide all of our patients with preventive and proactive care that is in their best interests, lowering the risk of requiring extensive and expensive treatment.
- Premium = Prepayment
Most people pay a monthly premium for their insurance policy or a portion of their bi-weekly salary has been deducted from their paycheque. This implies that you have already paid indirectly towards your care – all you have to do now is to get the work done!
- Policy Changes
The end of a policy year provides an opportunity for employers and insurance companies to make changes to the benefits provided to patients. Historically, many employers switch to less expensive policies, and insurers modify their policies to reduce benefits as both seek to reduce their expenses. These changes often take effect on the renewal date, which is often January 1st of each year. Waiting for the new year to proceed with treatment can result in reduced benefits and higher copayments for you, as a patient.
We advise that you call now to schedule your ongoing preventive maintenance care with our office. Do not wait until December to reserve an appointment, as our doctors and hygienists get booked up well in advance, with university students home from school, kids and parents who are on winter break, and patients who want to use up their benefits by December 31st.
Our office offers appointments throughout the week including evenings, Saturdays and Sundays. We always welcome new patients, emergencies and offer free orthodontic consultations. We are committed to providing the best possible care to you, as we rely on your referrals for our growth.
Our general dentists, Periodontist and Orthodontist collectively provide a full range of treatment including dental implants, root canal therapy, wisdom tooth surgery, sedation, periodontics, Invisalign and traditional orthodontics, and cosmetic treatments. Most importantly, our Preventive Dental Care Program and Children’s Program aim to reduce the risk of you and your family requiring more invasive and costly treatment.
We have 2 locations in SW Calgary and one in Airdrie.
Call us today at 403-297-9600 to schedule your appointment, or visit us at www.sierradental.ca.